torenquilo - Expert financial consultation for Australians seeking reliable advice

Acceptance of terms

By accessing our site or engaging our services, you agree to comply with these Terms and Conditions, along with any relevant policies and notices referenced or linked within.

Definitions

The following definitions apply to these terms throughout:

‘We’, ‘our’, and ‘us’ refer to torenquilo and its advisory team providing services on torenquilo.com.

‘You’ and ‘your’ indicate the individual accessing our website or requesting consultations.

‘Service’ includes any analytical review, consultation, or financial recommendation provided through our platform.

‘Website’ means our online presence and all official pages on torenquilo.com.

Service usage rules

Use of our services requires you to be truthful and respectful in interactions. All recommendations provided reflect the circumstances of your enquiry.

Eligibility

You must be at least 18 years of age and lawfully able to form a binding contract to use our services or website.

No services are directed at minors.

Your responsibilities

By using our website or advisory service, you agree to:

Provide accurate, up-to-date information on forms and in discussions.

Refrain from submitting misleading, false, or incomplete information.

Not use the website for any unlawful or unauthorised purposes.

Respect the privacy and rights of other users and our advisors.

Prohibited uses

You must not misuse our service. Prohibited behaviours include:

Engaging in fraudulent, deceptive, or malicious activity.

Reproducing, distributing, or misusing content for commercial advantage without consent.

Attempting to breach site security or interfere with service functionality.

Submitting unauthorised marketing, spam, or advertisements.

Accessing, collecting, or sharing others’ personal information without consent.

Intellectual property rights

Content on this site—including text, graphics, and logos—is the exclusive property of torenquilo unless otherwise indicated. You may view content for private, non-commercial use only; redistribution or copying is prohibited without explicit permission.

User content guidelines

Content you submit must comply with all regulations and not breach these terms. Offensive or infringing submissions may be removed.

Your content and rights

By submitting material, you grant us rights to use, display, and store it as needed for delivering our advisory service and improving user experience.

Our commitment to privacy

We prioritise the security and confidentiality of your personal information. Your data is processed in accordance with our Privacy Policy, which explains how and why information is collected and used.

View privacy policy

Disclaimers and warnings

Please read all notices regarding limitations to the information and services provided on this site carefully.

General warnings

No content here should be understood as a promise of results or future outcomes. Results may vary and depend on many factors.

Limitation of liability

We are not liable for indirect, incidental, or consequential damages. Our liability is limited as allowed by law.

Indemnification

You agree to indemnify torenquilo and its advisors from any claims resulting from your misuse or violation of these terms.

Resolving disputes

If a dispute arises, we encourage an informal resolution first. If unresolved, refer to the process outlined below.

Arbitration

Most disputes may be resolved via binding arbitration under Australian law. Legal action is a last resort where permitted.

Informal resolution is always preferred before escalations.

Online dispute resolution

Consumers may use government-provided dispute resolution channels as additional resources for complaints.

See dispute resolution resources

Separability

If part of these terms becomes invalid, the remainder stays in force.

Complete agreement

These terms and related policy documents constitute the full agreement between you and torenquilo regarding all advisory services.

Applicable law and jurisdiction

All matters are governed by the laws and jurisdiction of Australia.

Termination

We reserve the right to withdraw services or restrict access for breach of terms or misuse. Notice will be provided if appropriate.

Changes

These terms may be updated at any time. It is your responsibility to review them regularly for revisions.

Contact details for questions

Please direct all enquiries about these terms via the details below.

Email address: content@torenquilo.com

Phone: +61-2-0725-4694

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Terms and Conditions for responsible advisory services