How we approach financial recommendations
Our process is focused on providing clear, user-centred insights designed to empower your decision-making. First, we schedule a confidential discussion to understand your circumstances and goals. Each consultation draws on verified market data, compliance guidelines, and sector expertise relevant to the Australian context. We prioritise transparency, openly discussing possible benefits and limitations while ensuring every recommendation aligns with regulatory standards. Our commitment to balanced, non-aggressive guidance encourages informed, responsible decision-making. Results may vary; our team does not promise guaranteed outcomes or future performance.
Meet our advisors
Experts in transparent financial analysis
Jordan Fraser
Lead Advisor
Bachelor of Commerce University of Sydney
Risk assessment
Macquarie Group
Jordan brings over a decade of financial sector experience, consistently guiding clients with practical, unbiased recommendations.
Ava Morrison
Senior Consultant
Master of Finance Monash University
Compliance reviews
NAB
Ava’s specialty lies in regulatory compliance and practical consultation, ensuring every review is thorough and ethically sound.
Lucas Ng
Consultant
Bachelor of Economics UNSW
Market trends
AMP
Lucas offers keen market analysis skills and a detail-oriented approach, making complex information accessible to clients.
Sophie Dalton
Client Relations
Diploma in Financial Services TAFE NSW
Client engagement
Westpac
Sophie ensures smooth communication and upholds ethical standards in every client interaction and follow-up.
Our consultation process explained
Jordan Fraser
Lead Advisor
"Every step we take puts your needs first, from initial assessment to advisory sessions. All insights are evidence-based, practical, and aligned with legal standards."
Step 1
Initial needs assessment
Our team schedules a personal discussion to understand your financial context, priorities, and expectations, ensuring the process remains fully client-focused.
Step 2
Analytical market review
We conduct a detailed analysis of relevant economic and sector trends, focusing on information that matters for your unique situation.
Step 3
Personalised consultation session
A one-on-one advisory meeting is held, where we explain findings, answer your questions, and offer practical, clear recommendations without aggressive sales tactics.
Step 4
Follow-up and support
You’ll receive clear documentation of reviewed topics, along with access to further support and clarification if required. Your outcomes and satisfaction are important to us.
How our process compares in Australia
| Service Feature | torenquilo | Typical practice | Market alternative |
|---|---|---|---|
| Fully confidential consultations | |||
| Regulatory compliance focus | |||
| Non-aggressive guidance | |||
| Personalised, in-depth reviews |